Types of Profitable Short-Term And Long-Term Investments. Investment is one of the activities and activities related to finance and the economy which is generally carried out to benefit from financial activities carried out in the future. Currently, there are many types and forms of investment.
You can choose according to your needs and your own budget. However, because running this investment has its own advantages and risks, when choosing an investment you must be really careful in choosing it. The following will explain several types of profitable short-term and long-term investments: Are you Confused to Find the Best Unsecured Credit Products? Cermati has a solution! Compare the Best KTA Products! Short-Term Investments
1. Bank Savings An example of the first profitable short-term investment that you can run is to use a bank savings product. This investment is indeed one of the easiest and fastest ways to invest money. Anyone can make this type of investment from children, teenagers to adults. The advantage of this investment is that the withdrawal of money can be done anytime and anywhere with an ATM machine. But it must be remembered that in this investment the percentage of interest generated is very small. Another advantage of saving in a bank as a form of investment is that you are not required or required to deposit a fixed amount of funds at any time. So after creating a passbook, you are free to top up your account balance whenever you want.
2. Deposits if you want a higher interest rate and yield, you can try investing with deposit products. However, there are drawbacks to this deposit investment, so you are not free to take the invested money because this investment has a predetermined period of time for refunds and yields. To open this investment the procedure is not much different from opening a savings account in a bank. But the initial deposit required is quite large, which is $45. After the initial investment is issued for further deposits, you can adjust it according to your financial capabilities. Generally, this type of investment is mostly run by business people or medium-sized businesses. Because the rotation of the time period that has been adjusted can be adjusted to the basic needs of their business every year. They also have their own prospects why choose the type of deposit investment.
3. Forex Trading Forex trading is a form of investment with the concept of foreign currency trading. This type of investment is known to have the greatest risk of other types of investment. But even though it is a big risk, some people are still interested in running it. This is because they hold the principle that the higher the risk of an investment, the higher the return/return value is. You can use Forex Trading as a short-term investment by buying a currency that is depreciating and then selling it back when the currency is experiencing an increase in price. Seeing how this investment works is like a game that is quite challenging and full of risk for some people who like risk. But with huge profits in a relatively short period of time, some people who don't like risk at first may be interested in running it. So if you are really interested but don't have experience, you don't need to worry because there are now many Indonesian Forex Brokers that accommodate investors to not only invest but also equip them.
So, when you join one of these brokers, you can take part in various trainings. In many Indonesian Forex Broker sites, they usually provide a demo account that can be used as practice and simulation in order to know how to trade foreign currencies. So this demo account will allow you to do some sort of 'warm up' before actually trading for real.
4. Stocks Stocks are a fairly popular type of short-term investment. Shares are evidence of a person's participation or ownership in a company or limited liability company. If you own shares, then you can already be called the owner or owner of the company, depending on how big the ownership portion is. The form of the share itself is in the form of a sheet of paper issued by the company and states that the owner of the paper whose name is listed in the letter is the owner of the company according to the portion of what percentage or how much investment is invested in the company. If the company is healthy, successful and has a low risk of bankruptcy/loss, the shares purchased will have a high selling value, because it can generate large profits. Also Read: Want to Invest in Property? Here are the benefits and drawbacks of Long-Term Investment
1. Gold The first example of long-term investment itself is investing in gold. As one of the beautiful precious metals and loved by many people, gold is a fairly profitable investment. Why? Because gold has a value or price that always goes up every year. In addition to having a high selling value, gold is also very safe in various circumstances and is stable and anti-inflation. Because the value of gold rises more often than decreases, so if you invest in gold for 5 years, you can get multiple benefits.
2. Land and Buildings Apart from gold, goods or products that have a high and profitable investment value are land and buildings. Land and buildings are a type of long-term investment that is very profitable with a low level of risk, because land and buildings are types of property that have higher asset values every year.
So if you have this investment then you will be able to get a big and promising opportunity. However, this investment requires large funds, considering that the price of a house has now reached the price of hundreds of millions to billions of rupiah. Even so, try to take advantage of property purchase credit products such as KPR (people's housing loans) that can help you get the property you want.
3. Insurance If you want to minimize the risk of losing an object or damage to an object, then insurance can be your main choice. In addition to getting protection or protection, with insurance you will also get a profitable investment. Insurance that is often used as a profitable investment by many people is endowment insurance and unit link insurance.
4. Mutual Funds Mutual funds are securities as evidence of claims or assets. Mutual funds can be your profitable investment because they have advantages. The advantage of mutual funds lies in the number of choices that investors can take to invest their money, namely stocks, bonds, or the money market. You as an investor just choose the most suitable investment instrument with the risk you can bear. Also Read: Investing in the Capital Market? Pay attention to this first. Invest from now on. Some of the types of long-term and short-term investments above can be made an option for you to invest.
Think carefully before deciding what investment you will choose. Adjust to your needs and financial condition. So what are you waiting for? Invest now! Also Read: Learn to Invest in Equity Mutual Funds with a Capital of $8, Want to?
EmoticonEmoticon